Electronic Funds Transfer White Papers

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May 26, 2012

IT Systems > Business Systems > Financial Systems >
Electronic Funds Transfer
ALSO CALLED: ACH, EFT, Automated Clearing House DEFINITION: Electronic Funds Transfer (EFT) is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account, although EFT refers to any transfer of funds initiated through an electronic terminal, including credit card, ATM, Fedwire … Definition continues below.
Electronic Funds Transfer White Papers (View All Report Types)
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Accelerate the delivery of modern applications sponsored by Hewlett-Packard Limited WHITE PAPER: An IT modernization project will be unique to your business, and to successfully manage it you'll need the appropriate tools, resources, and best practices throughout the process. Read this paper to get a framework for initiating your modernization efforts. Posted: 02 Mar 2012 \| Published: 02 Mar 2012 TOPICS: Application Infrastructure \| Application Portfolio Management \| Applications Management \| IT Infrastructure \| IT Management \| IT Systems \| Software Migration \| Software Project Management \| Software Upgrades

Analyst's take: Microsoft Dynamics CRM boosts customer service and company profits sponsored by ComputerWeekly.com WHITE PAPER: Microsoft Dynamics CRM enables organizations to improve customer service, effectively manage marketing and communications, and increase sales productivity, ultimately driving increased profits and reduced costs. Posted: 21 Oct 2011 \| Published: 21 Oct 2011 TOPICS: Business Communications \| Business Processes \| Business Systems

Business Intelligence for IT sponsored by Evergreen Systems WHITE PAPER: This paper discusses the relationship between business intelligence and IT and how you can align them for a competitive edge. Posted: 21 May 2012 \| Published: 21 May 2012 TOPICS: Balanced Scorecards \| Business Intelligence \| Business Intelligence Software \| IT Best Practices \| IT Infrastructure \| IT Management \| IT Systems

Business Intelligence for the Small to Medium Sized Business sponsored by SAP America, Inc. WHITE PAPER: Based on feedback from almost 650 end-user organizations, this report serves as a roadmap for SMBs looking to improve their analytical capability and achieve Best-in-Class performace through the deployment of BI. Posted: 04 Jun 2009 \| Published: 04 Jun 2009 TOPICS: Business Intelligence \| Business Intelligence Software \| Business IT Alignment \| Business Performance Management \| Business Performance Management Software \| Customer Service \| Financial Systems \| Query Tools \| SMBs

Business Intelligence: The Definitive Guide for Midsize Organizations sponsored by SAP America, Inc. WHITE PAPER: Business intelligence (BI) allows organizations to better understand, analyze, and even predict what's occurring in their company. Posted: 09 Jun 2008 \| Published: 09 Jun 2008 TOPICS: Business Intelligence \| Business Intelligence Software \| Business Process Management \| Business Systems \| Customer Satisfaction \| Dashboards \| Data Management \| Decision Support Databases \| OLAP \| Reporting Software \| SMBs \| Spreadsheets

Cloud Computing: A Silver Bullet for Finance? sponsored by Workday WHITE PAPER: Questions regarding security, performance, privacy, risks, and actual cost and value have kept CFOs and other finance leaders from making the leap to cloud services. This paper delves into some of the risks versus the rewards of the cloud delivery model and sets out to determine if cloud computing is truly the silver bullet for finance. Posted: 01 Mar 2012 \| Published: 01 Mar 2012 TOPICS: CFOs \| Cloud Computing \| Cloud Management \| Cloud Security \| ERP \| Financial Applications Software \| Financial Management \| Financial Reporting \| Financial Systems

Cloud Ready Business Intelligence with Oracle Business Intelligence 11g sponsored by Oracle Corporation WHITE PAPER: Read this white paper for an overview of cloud computing along with Oracle's cloud computing strategy and significant features of Oracle business intelligence 11g, Oracle's market leading BI platform that has been architected to support both cloud and non-cloud deployments. Posted: 26 Oct 2010 \| Published: 26 Oct 2010 TOPICS: Business Intelligence \| Business Intelligence Software \| Business Systems \| Cloud Computing \| Data Management \| Oracle (Product)

How are you elevating Procurement's role in your enterprise? The tools and techniques to help you make the leap sponsored by SAP America, Inc. WHITE PAPER: New innovations are changing the role procurement plays within the enterprise. This paper discusses how SAP Procurement Solutions deliver a technology platform that empower procurement organizations with strategic differentiation and innovation. Posted: 26 Apr 2012 \| Published: 26 Apr 2012 TOPICS: Enterprise Resource Management \| ERP \| Financial Reporting \| Financial Services \| Financial Systems \| Procurement \| Supplier Management \| Supply Chain Management \| Supply Chain Software

How to Leverage the Always-On, Cost-Effective Benefits of an External Support Provider sponsored by Hewlett-Packard Company WHITE PAPER: IT environments are becoming increasingly complex as trends like cloud computing, virtualization and mobility gain traction. Utilizing a lead service provider (LSP) approach can free up IT and let external, highly skilled experts handle issues. Read this white paper to learn more about how this new IT strategy can benefit your business. Posted: 01 May 2012 \| Published: 01 May 2012 TOPICS: Cloud Computing \| Customer Support Software \| IT Management \| IT Service Management \| IT Systems \| User Experience \| Vendors

How to tie learning to business impact sponsored by ComputerWeekly.com WHITE PAPER: Many organisations implement “learning engagements,” or training programmes, to increase employee satisfaction, realise better team performance, and improve communication. Posted: 21 Oct 2011 \| Published: 21 Oct 2011 TOPICS: IT Consulting Services \| IT Governance \| IT Systems \| IT Workforce

Hyper-V Server 2008 R2: Free Virtualization without a Server Operating System sponsored by Global Knowledge WHITE PAPER: This paper examines how virtualization has become such a hot topic that the number of virtualization techniques, tools, and technologies is into the dozens, and that’s just from Microsoft. Some of the benefits of virtualization include hardware cost savings, configuration optimization, less disruption, and easier reallocation of resources. Posted: 24 Feb 2011 \| Published: 24 Feb 2011 TOPICS: IT Industry \| IT Systems \| Microsoft SQL Server 2008 R2 \| Operating System Virtualization \| Operating Systems \| Server Management \| Server Virtualization \| Server Virtualization Software \| Virtualization Security

Magic Quadrant for International Retail Core Banking sponsored by SAP America, Inc. WHITE PAPER: This Gartner Magic Quadrant evaluates vendors in the international retail core banking market. Posted: 27 Mar 2012 \| Published: 27 Mar 2012 TOPICS: Banking Industry \| Banking Software \| Banking Systems \| Financial Applications Software \| Financial Systems \| Reporting Software \| Retail Banking Services

Mind the Gap: What is an ITIL Gap Analysis? sponsored by Global Knowledge WHITE PAPER: Discover how a gap analysis can reveal areas where the reality and long-term vision of your organization are diverging and provide the momentum needed to start adopting service management best practices. Find out how gap analysis can help your company identify what it does well and how to achieve its goals. Posted: 13 Apr 2012 \| Published: 13 Apr 2012 TOPICS: Best Practices \| CIOs \| IT Auditing \| IT Best Practices \| IT Infrastructure \| IT Management \| IT Service Management \| IT Systems \| ITIL

Minimizing Windows 7 “Interface Shock” sponsored by Global Knowledge WHITE PAPER: This paper examines that many organizations want to take advantage of the speed, security, reliability, and flexibility of Windows 7, and how it is possible to minimize interface shock for users by leveraging Group Policy to make Windows 7 look more like Windows XP. Posted: 20 Mar 2011 \| Published: 20 Mar 2011 TOPICS: IT Industry \| IT Management \| IT Systems \| Network Management \| Software Architectures \| Software Infrastructure \| Software Migration \| Windows \| Windows 7 \| Windows XP

Need a Modern Alternative to Your Costly ERP Software? Look No Further sponsored by Workday WHITE PAPER: Traditional enterprise resource planning (ERP) systems are too heavy, too complex, and too expensive. Read this paper to discover an alternative ERP strategy that provides the agility, visibility and controls beyond basic accounting needed in today’s climate of constant change, increasing regulatory oversight, and instant information access. Posted: 01 Mar 2012 \| Published: 01 Mar 2012 TOPICS: Business Intelligence \| ERP \| ERP Software \| Financial Applications Software \| Financial Management \| Financial Systems \| Regulatory Compliance \| SaaS ERP \| Software as a Service

Open Group: FAIR -ISO/IEC 27005 Cookbook sponsored by ComputerWeekly.com WHITE PAPER: The purpose of this document is to help the security practitioner responsible for their organization’s risk estimation function to utilize The Open Group Risk Management Frameworkin an ISO/IEC 27005 structured process. Posted: 24 Oct 2011 \| Published: 24 Oct 2011 TOPICS: IT Service Centers \| IT Services \| IT Systems \| IT Workforce

Oracle WebLogic Suite 11g: Benefit Your Business with Fast, Efficient Middleware sponsored by Oracle Corporation WHITE PAPER: Oracle WebLogic Suite, a foundational element of Oracle Fusion Middleware, offers the ideal mix of performance, scalability, and operational efficiency to support modern IT requirements driven by ever-changing business needs. Posted: 18 Sep 2009 \| Published: 18 Sep 2009 TOPICS: Business Development \| Business Intelligence \| Business Management \| IT Asset Management \| IT Best Practices \| IT Infrastructure \| IT Management \| IT Systems \| Operational Support Systems \| Oracle (Product)

Overcoming challenges of asset management amid declining federal budgets sponsored by IBM WHITE PAPER: This paper details an asset management solution from IBM. This option is designed for the federal government and enables seamless integration and support maintenance of every asset across the enterprise. Read this now and learn how this option can offer complete visibility into every asset, enable elevated risk management and more. Posted: 27 Apr 2012 \| Published: 27 Apr 2012 TOPICS: Asset Management (Finance) \| Asset Management Services \| Business Intelligence \| Data Management \| Data Management Software \| Financial Systems \| Government Agencies (U.S.) \| Risk Management

Preparing for IBM PureApplication System: Article series on onboarding your applications sponsored by IBM WHITE PAPER: This 5-part series offers key tips and tools that can help prepare your organization for a workload optimized, integrated hardware and software appliance. Discover how to quickly on-board your applications so you can get the most from this advanced system. Posted: 25 Apr 2012 \| Published: 25 Apr 2012 TOPICS: Application Deployment \| Application Integration \| Application Life-Cycle Management \| Applications Management \| Cloud Computing \| IT Systems \| Private Cloud

Priorities for Improving the Financial Close: Don't Forget about Reporting sponsored by IBM WHITE PAPER: In this white paper, learn how the right financial consolidation solution can help you replace silos of inconsistent data with the information and analytic capabilities you need for actionable insight. Posted: 27 Oct 2011 \| Published: 27 Oct 2011 TOPICS: Business Intelligence \| Data Analytics \| Data Management \| Financial Reporting \| Financial Systems

PureSystems: What does it mean for IT software development? sponsored by IBM WHITE PAPER: For any business to stay competitive, they must get their products and services quickly and in a cost-effective manner. Luckily, a new, integrated system is helping organizations accomplish this goal. Read this white paper to learn more about this advanced platform and the beneficial features it offers your IT software development team. Posted: 25 Apr 2012 \| Published: 25 Apr 2012 TOPICS: Application Development \| Application Development and Integration Services \| Application Life-Cycle Management \| IT Systems \| Software Development Life-Cycles \| Software Development Tools \| Software Testing

Real-Time Risk Monitoring sponsored by Sybase, an SAP company WHITE PAPER: Using a Visual Data Analytics Platform to Monitor and Manage Positions/Exposures in Real-Time Firms that engage in financial trading are exposed to counterparty risk (i.e., credit risk), market risk, and operational risk. Posted: 02 Nov 2011 \| Published: 02 Nov 2011 TOPICS: Analytic Applications Software \| Financial Reporting \| Financial Systems \| Financial Transaction Processing \| OLAP \| Online Trading (Securities) \| Risk Assessment \| Risk Management \| Transaction Processing Middleware

Seeing the Big Picture: A Corporate Guide to Better Decisions through IT sponsored by SAP America, Inc. WHITE PAPER: Executives at small and midsize companies are making critical business decisions every day based on the information available to them. This information can come from a variety of sources: opinions from peers and colleagues; a personal sense of intuition or business judgment; or data derived internally or externally to the organisation. Posted: 28 Sep 2009 \| Published: 28 Sep 2009 TOPICS: Business Intelligence Software \| Business Performance Management \| Business Process Management \| ERP \| ERP Software \| IT Management \| IT Services \| IT Systems \| SAP (Product) \| SMBs

Strategies to Cut Costs and Improve Performance sponsored by IBM WHITE PAPER: By adopting commercial best practices, the federal government can achieve sustainable cost savings and reach high levels of operational efficiency. Read this paper to learn about the IBM 7-point strategy and unmatched portfolio of offerings that can help federal agencies stabilize a fiscal imbalance. Posted: 08 Feb 2011 \| Published: 08 Feb 2011 TOPICS: Business Intelligence \| Business Intelligence Software \| Financial Management \| Financial Services \| Financial Systems \| Government Agencies (U.S.) \| IT Management \| Portfolio Management (Finance) \| Portfolio Management (IT Management)

Ten Things You Should Know about Windows 7 vs. Windows XP sponsored by Global Knowledge WHITE PAPER: So you’re an XP shop and your organization skipped Vista, but is considering taking the plunge to the latest revision of the Longhorn platform: Windows 7. Here are ten things that you should probably know as you get familiar with this new Windows client. Posted: 06 Nov 2009 \| Published: 06 Nov 2009 TOPICS: IT Management \| IT Systems \| Operating Systems \| Windows \| Windows 7 \| Windows Security \| Windows Vista \| Windows XP

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ELECTRONIC FUNDS TRANSFER DEFINITION (continued): … and point-of-sale (POS) transactions. It is used for both credit transfers, such as payroll payments, and for debit transfers, such as mortgage payments.Transactions are processed by the bank through the Automated Clearing House (ACH) network, the secure transfer system that connects all U.S. financial institutions. For payments, funds are transferred electronically from one bank account to the billing company's bank, usually less than a day after the scheduled payment date.The growing popularity of EFT for online bill payment is paving the way for a paperless universe where checks, stamps, envelopes, …
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