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Two-factor Authentication

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DEFINITION: Biometric payment is a point of sale (POS) technology that uses biometric authentication to identify the user and authorize the deduction of funds from a bank account. Fingerprint payment, based on fingerscanning, is the most common biometric payment method. Often, the system uses two-factor authentication, in which the finger scan takes the place of the card swipe and the user types in a PIN (personal  … 
Definition continues below.
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TWO-FACTOR AUTHENTICATION DEFINITION (continued): …  ID number) as usual. Here's an example of how one fingerprint payment system works:The shopper registers for a biometric program at a store kiosk by presenting valid identification and bank account information. The shopper scans his index finger using the kiosk's fingerscan reader. The store's fingerscan reader encrypts multiple point-to-point measurements of the fingerprint and stores the customer's biometric data and banking information in a centralized database. The shopper now has the option of selecting biometric payment at the point of sale register. If he chooses biometric payment, … 
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