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Two-factor Authentication

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DEFINITION: Biometric payment is a point of sale (POS) technology that uses biometric authentication to identify the user and authorize the deduction of funds from a bank account. Fingerprint payment, based on fingerscanning, is the most common biometric payment method. Often, the system uses two-factor authentication, in which the finger scan takes the place of the card swipe and the user types in a PIN (personal  … 
Definition continues below.
Two-factor Authentication Reports
 
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WHITE PAPER: This white paper examines the challenges of providing secure access in the mobile world and explores new security models, policies, and controls that can help to protect your critical assets and data.
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TWO-FACTOR AUTHENTICATION DEFINITION (continued): …  ID number) as usual. Here's an example of how one fingerprint payment system works:The shopper registers for a biometric program at a store kiosk by presenting valid identification and bank account information. The shopper scans his index finger using the kiosk's fingerscan reader. The store's fingerscan reader encrypts multiple point-to-point measurements of the fingerprint and stores the customer's biometric data and banking information in a centralized database. The shopper now has the option of selecting biometric payment at the point of sale register. If he chooses biometric payment, … 
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