Software and services financing is growing rapidly fueled by growth in the two underlying business segments. In addition, market dynamics - such as the desire for total solutions and the drive to implement IT infrastructures - are increasing clients' propensity to finance software and services. Integrated solutions and IT transformation lend themselves to financing because they often require considerable up-front spending. In addition, financing helps clients to match payments with the realization of business benefits from their software and services initiatives; conserve cash for use in other parts of the business; and simplify financial management of complex projects.

One of today's greatest information technology challenges isn't technological - it's financial. A major challenge confronting decision makers is making wise choices when it comes to paying for the technical assets essential to business operations.