Organizations across industries - from financial institutions to e-commerce to brokerages - are looking for ways to secure login transactions, preventing unauthorized access to sensitive data and personal information that can be used to commit fraud and identity theft. While the driving factors to implement protection beyond usernames and passwords can range from industry regulations such as the FFIEC guidance in the financial service industry to loss of consumer confidence and trust, there is an undisputed need to provide transparent, easy-to-deploy protection for all customer segments.